Welcome to Golden Ratio RE Fund

Transforming Real Estate into Reliable Returns 

Golden Ratio RE Fund offers strategic real estate investments designed to deliver consistent returns to accredited investors. Founded in 2024 and filed with the SEC under Regulation D, Rule 506(c), our mission is to generate steady income through a diversified portfolio of real estate assets and debt instruments.

What We Do

At Golden Ratio RE Fund, we raise capital from accredited investors to strategically deploy it into real estate-backed promissory notes and income-producing assets through carefully structured acquisitions, developments, and financing transactions. Our fund operates under Rule 506(c) of Regulation D and focuses on generating reliable returns by investing in undervalued or opportunistic residential, commercial, and hospitality properties—often in collaboration with our affiliated companies and joint venture partners. 

Our co-founders, John Anthony Lopez  and Jana Korcekova-Lopez, are deeply committed to disciplined growth, transparency, and investor protection. Their leadership ensures that each investment is grounded in experience, rigorous due diligence, and an unwavering focus on capital preservation and performance. 

What's in it for you

As an accredited investor, you can participate in Golden Ratio RE Fund with a minimum investment of $25,000 and earn fixed annual interest of 6% through our Class B Notes—or receive up to 8% annually with a larger investment via Class A Notes. Your investment is secured by promissory notes backed by the Fund’s portfolio of real estate assets, offering a stable and predictable income stream. 

As a noteholder, you enjoy hassle-free passive income with interest payments made twice per year, and the flexibility to request return of principal with 12 months’ advance notice. It’s a straightforward, performance-based structure designed to prioritize investor security, transparency, and consistent returns.

What you should do about it

If you are an accredited investor, click Get Started below to complete our pre-qualification questionnaire. Once verified, you’ll receive access to our Private Placement Memorandum (PPM), which outlines the terms, structure, and potential risks and rewards of investing in Golden Ratio RE Fund. 

Our team is available to guide you through the process, answer your questions directly, and help determine if this opportunity aligns with your investment goals and accreditation status. 

Investing with Golden Ratio RE Fund, LLC

If you’re an accredited investor, it’s time to rethink where your capital is working—or not working—for you. Leaving money in the bank means watching it depreciate faster than the interest it earns, with inflation outpacing bank returns by nearly 6 times. The stock market, while promising potential, often delivers more volatility than value. That’s why sophisticated investors are shifting into hard assets—investments with intrinsic value, positive cash flow, and long-term appreciation. 

At Golden Ratio RE Fund, accredited investors can start with as little as $25,000, including funds from self-directed IRAs or other qualified retirement accounts. Your capital is secured through promissory notes backed by real estate, earning you fixed annual returns of 6% or up to 8%, depending on your investment level. These semi-annual interest payments can also be reinvested for compounded growth. 

We focus on value-add real estate in strong markets, where we can buy at a discount, enhance the asset, and optimize its income potential. Our team handles every aspect—due diligence, negotiations, acquisitions, financing, repositioning, and asset management—so you enjoy the benefits of real estate investing without the operational burdens. 

Unlike speculative vehicles, our strategy emphasizes capital preservation, predictable income, and appreciation, all while providing a natural hedge against inflation. We don’t gamble. We don’t over-leverage. We stabilize and optimize assets, always with investor protection and performance as our top priorities. 

Real estate has proven itself time and again as one of the most resilient, profitable, and secure asset classes. The key is to invest alongside a team that knows what they’re doing. With over two decades of combined experience, our managing partners—John Anthony Lopez and Jana Korcekova-Lopez—have built a track record of trust, transparency, and results. 

*The SEC defines an accredited investor as an individual with a net worth exceeding $1 million (excluding primary residence), or with an annual income of at least $200,000 individually (or $300,000 jointly with a spouse) for the past two years, with expectations of similar income this year. 

Fund Manager: John Anthony Lopez

Co‑Manager: Jana Korcekova‑Lopez